How Do You Determine Which Companies To Quote Me With?

Decisions

Each client has a different situation and each property is unique with its own risk exposures and insurance considerations. Is it a rental property? Short-term or fully-occupied?  Site-built or manufactured? Titled in the name of an LLC or Trust? Purchased as a wrap-around transaction or paid for in cash? Prior losses? Construction Type?

The list goes on…

When reviewing a client’s insurance needs, we don’t simply apply the ‘whose cheapest’ model of providing quotes. That is a recipe for disaster if price alone of the ONLY factor – we leave that for other brokerages who are simply trying to make a sale and not find the best solution to their client’s needs.

Instead, we purposefully take a great many things into consideration and pick the best markets and companies to provide quotes with based on their policy, eligibility and underwriting requirements, financial stability, premium cost, claims service, ‘appetite’ for business, and so on.  Not every company is a good match for every client or property and vice-versa.  As professionals specializing in investment property, we use our experience and expertise to best match the client, the property, and the company based on what we believe is in the best interest of our client.

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