Can You Insure Properties Taken as ‘Subject-To’ the Existing Loan?

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YES WE CAN! In fact, we (quite literally) wrote the book on insuring wrap-around mortgage transactions and we are very familiar with these types of insurance scenarios and, because of the record rate of foreclosures and the number of investors taking advantage of these buying opportunities, we see many properties change ownership in this way.  However, there are some unusual risks associated with insuring ‘subject-to’ or wrap-around properties that you should be aware of.

To learn more about this topic, read our articles about insuring Wrap-Around Mortgages.

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