Are There Different Types of Dwelling Policies?

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Yes, there are at least three different ‘standardized’ versions of dwelling policies; DP-1, DP-2, and DP-3.  Each has different replacement options, endorsements, property allowances, and other differences.

To add confusion, each company normally adds or modifies these standardized policies to customize their product and to more accurately meet the underwriting guidelines for their particular market ‘appetite’.

We offer all three types of coverages, from several companies, and we can provide the exact coverage that you are looking for your own unique situation.

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