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Our Most Frequently-Asked Questions

A list of our most popular articles.

GENERAL INFORMATION

  1. Why Your Social Security Number Is Required For Insurance Quotes
  2. Understanding Your Insurance Score
  3. Premium Financing‘ Explained
  4. Legal Title versus ‘Equitable Title’
  5. What is an “Insurable Interest“?
  6. Understanding ‘Reconstruction / Replacement Cost’ Coverage
  7. Actual Cash Value (ACV) versus Replacement Cost (RCT) Coverage (publish date 9/11/1)
  8. How To Lower Your Insurance Costs – The Devil in the Deductible (publish date 7/27/11)
  9. Understanding ‘Surplus Lines’ Insurance (publish date 9/1/11)
  10. Summary of the Various Types of Insurance Policies For Investors
  11. House Bill 1338: Illegal Lender Insurance Requirements
  12. House Bill 1823: Why Lease-Options Are Now Illegal in Texas!
  13. House Resolution 4173 and How It Could Put You Out of Your Investing Business!
  14. House Resolution 1728: How The ‘Mortgage Reform Act’ Will RUIN Your Investing!
  15. Claims-Made’ versus ‘Occurrence’ Policies
  16. Tenant Arson and Vandalism Happens!
  17. The Importance of Title Insurance
  18. How To Properly Insure Vacant Property
  19. Worker’s Comp and How It May Affect You As An Investor
  20. Why Loan Modifications Often Fail
  21. The Problem of Insuring Residential Property Titled in the Name of an LLC

DWELLING POLICIES

  1. Why Insurance Companies Don’t Like To Sell Dwelling Policies
  2. What is a Scheduled-Dwelling or Portfolio Policy?
  3. Dwelling Fire – Form 1 (DP-1)
  4. Dwelling Fire – Form 2 (DP-2)
  5. Dwelling Fire – Form 3 (DP-3)
  6. Dwelling Policies versus Builder’s Risk Insurance
  7. How To Properly Insure Vacant Property

SELLER-FINANCING / WRAP-AROUND MORTGAGES

  1. VIDEO: Insuring Seller-Financed Property
  2. Problems Insuring Seller-Financed ‘Wrap’ Mortgages
  3. Part I: Don’t Fear the ‘Due on Sale’ Clause
  4. Part II: Wrap-Arounds: The Problem of the Seller’s Escrow Account
  5. Part III: Common BAD (and Illegal) Insurance Advice for Wraparounds
  6. Part IV: The Problem of Claims – Loss Payee Endorsement 438 BFU
  7. Part V:How To Best Insure a ‘Wrap’ Without Tipping-Off The Lender
  8. Part Vi:  The ‘Standard’ Method of Insuring Wrap-Around Properties (publish date 7/6/11)
  9. Part VII: Insuring Property Titled in a Trust (Specifically Wraps)  (publish date 7/20/11)
  10. How to Insure ‘Subject To’ Properties Without a Trust
  11. Why Loan Modifications Often Fail
  12. Texas Lease Options Are Now Illegal (HB1823)

SHORT-TERM AND VACATION RENTALS

  1. FAQ’S About Short-Term Rental Insurance
  2. Short-Term Rental Claim Summaries
  3. Getting Over The Sticker Shock of Short-Term Rental Insurance
  4. Insuring Vacation or Short-Term Rental Property

LANDLORDING

  1. Tenant Arson and Vandalism Happens!
  2. Summary of the Various Types of Insurance Policies For Investors
  3. How To Properly Insure Vacant Property
  4. Everything You Need To Know About Landlord Liability (publish date 7/27/11)
  5. Are you Liable For Your Management Company’s Mistakes? (publish Date 8/3/11)
  6. Can I Put All of My Rental Properties onto One Policy (publish date 8/3/11)

SELF-DIRECTED IRA’S

  1. FAQ’s Regarding Self-Directed IRA’s

BUILDER’S RISK

  1. Builder’s Risk: Things All Investors Should Know
  2. Dwelling Policies versus Builder’s Risk Insurance
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